Guidance beyond transactions
Easy for the organization
White-label the brand, choose capabilities, align disclosures, route support, and launch without making the rollout feel heavy.
Launch in phases
Financial confidence inside the bank relationship
Help customers turn banking relationships into better financial futures.
Give bank customers a white-labeled planning app that connects cash flow, savings, credit, retirement, and next-best actions under the bank's trusted brand.
Confidence Builds Relationships
Turn daily banking into a relationship customers rely on for their future.
A bank that helps customers answer the retirement question earns more than transactions. It earns relevance, trust, and loyalty.
Schedule a Demo
For banks.
Simple to Launch
State-of-the-art financial tools, made easy for banks.
My Retirement Plan is designed to be super easy for the organization to deploy and super easy for people to use. The result is a branded system built to help drive a lifelong relationship between the organization and every consumer, employee, member, client, or policyholder it serves.
This is the kind of benefit most organizations could not realistically give until now without huge spend: a personalized planning ecosystem under their own brand that can help improve retention from clients and members to employees and policyholders.
01Brand
02Configure
03Invite
04Grow
Products in context
Easy for every user
People connect accounts with consent, answer simple prompts, ask the retirement agent questions, and see plain next steps.
Connect with consent
Customers planning ahead
Built for lifelong relationships
Banks + every person they serve get more reasons to stay engaged through plan updates, life events, product education, reports, reminders, and timely check-ins.
Stay useful for life
Visual Experience
A banking experience that connects balances to life decisions
Let customers see how deposits, credit, loans, savings, and retirement choices work together in one branded bank experience.
Relationship Impact
Confidence deepens the bank relationship
Customers already trust the bank with daily money movement. Giving them a future-facing plan turns that utility relationship into a guidance relationship.
Retirement Agent Preview
Guided tools, connected data, and next-step prompts for real retirement decisions.
The experience should feel built for people planning income, protection, family, and peace of mind.
Moment 01
Connect cash flow to confidence
Balances and transaction patterns become practical insight instead of isolated account activity.
Moment 02
Make products feel helpful
Savings, credit, lending, and planning education can appear in context when customers are trying to improve an outcome.
Moment 03
Create reasons to return
Customers come back to review progress, scenarios, and next steps, not only to check balances.
Product Ecosystem
Make bank products part of a customer planning ecosystem
Banks can incorporate deposits, savings, CDs, credit products, lending options, cash-flow tools, and education into a branded planning experience so customers understand how bank capabilities may fit their retirement and household goals.
Products can be presented as education, planning context, and next-step options subject to applicable suitability, fiduciary, insurance, lending, and compliance standards.
Products become planning levers
Savings, credit, debt payoff, emergency reserves, and lending education can connect to the customer's broader retirement path.
Relationships become broader
The bank can move from balance-checking utility to a more useful guidance relationship around the customer's future.
Recommendations stay governed
Product education can be configured with approved language, routing, disclosures, and eligibility boundaries.
Connected Accounts & Retirement Agent
Guided tools for banks without overpromising outcomes
Users can connect eligible financial accounts with consent, then use a retirement agent experience inside My Retirement Plan to ask questions, run planning scenarios, organize action steps, and automate reminders or check-ins that may support more informed retirement decisions.
The experience is designed for education, planning support, and workflow automation. It does not guarantee investment performance, retirement income, savings results, or any specific retirement outcome.
Connect the financial picture
Eligible bank, investment, credit, debt, and retirement accounts can be connected so guidance can reference more current user-permissioned data.
Retirement agent guidance
Users can ask planning questions, compare assumptions, surface tradeoffs, and get suggested next steps that remain subject to review and professional judgment where applicable.
Automation with guardrails
Tools can automate reminders, action lists, scenario refreshes, and document/report workflows, while avoiding promises that any action will produce a guaranteed result.
Industry Problem
The bank problem is that customers need guidance, not only accounts.
Banks sit at the center of daily financial life, but customers often leave the banking experience to answer retirement, debt, savings, and protection questions elsewhere.
Digital banking shows balances and transactions, yet rarely explains how today's cash flow affects long-term retirement confidence.
Customers can have checking, savings, loans, credit cards, and investment relationships without understanding the plan those products should support.
People Helped
How customers benefit
Customers connect today to tomorrow
They can see how savings, debt, spending, and retirement goals interact instead of treating banking activity as isolated transactions.
Households get clearer next steps
The app can guide customers toward emergency savings, debt payoff, retirement contributions, account automation, and scenario planning.
Financial anxiety becomes actionable
Customers can ask what to do next and receive guidance anchored in their own financial picture and the bank's available support.
Retirement Worry
Will I have enough for retirement, and what should I do next?
The biggest customer worry: Will my money last?
Bank customers worry about whether their emergency fund is enough, whether debt is slowing them down, whether savings should increase, and whether retirement is on track. The app helps them move from a balance view to a future view.
Vision
A white-labeled financial guidance layer for bank customers
The bank version can combine account connections, cash-flow visibility, retirement projection, credit and debt guidance, and AI-supported planning into one branded experience.
1
Turn transaction data into practical financial tool guidance.
2
Help customers see the retirement effect of savings, debt, and spending choices.
3
Connect product education to customer goals and readiness signals.
White Label
White-labeled to the bank
The bank can present the experience with its own brand, product language, color system, support contacts, compliance disclosures, and selected capability set.
Bank-branded domain, logo, app name, and visual theme.
Configurable banking, credit, savings, and retirement modules.
Institution-specific support routing and compliance language.
White-Label Preview
The experience can carry the organization's brand while keeping planning tools, disclosures, and support paths aligned.
Data Privacy & Security
Privacy and security built for bank due diligence
Banks need confidence that a customer-facing planning app respects customer consent, protects sensitive financial data, and can fit into rigorous vendor, risk, and compliance review processes.
Designed for high institutional expectations
Consent-led customer data use
Customer information should be used to power the customer's own planning experience, with transparent data permissions and clear account-connection expectations.
Secure financial data handling
Encryption in transit and at rest, least-privilege access, and hardened operational controls help protect balances, transactions, and planning inputs.
Institution-aligned governance
Configurable disclosures, support routing, audit-friendly activity history, and approved product education help the experience fit bank oversight standards.
Platform Capabilities
The app vision uses proven planning workflows.
Financial Picture
Build a connected view of assets, liabilities, income, expenses, and household reality in one live planning system.
Connected Accounts
Sync bank, investment, and retirement accounts so planning stays grounded in current balances and activity.
Transactions
See cashflow, recurring activity, and spending behavior clearly enough to act before drift turns into drag.
Credit & Debt
Track credit health, debt payoff paths, and the drag that high-interest balances create on future flexibility.
Retirement Projection
Run projection scenarios for timing, savings, income, and drawdown decisions before those choices become expensive to reverse.
Scenario Planning
Model major life choices against the full Financial Picture baseline before changing the plan.
Stakeholders
Why banks care
Deeper customer engagement
A planning experience gives customers more reasons to return to the bank's digital ecosystem between product transactions.
More relevant product education
Savings, credit, lending, and retirement conversations can be connected to customer goals rather than presented as disconnected offers.
Trust compounds
Helping customers understand their future reinforces the bank as a long-term financial partner, not just a place to hold accounts.
Vision
Transformative change for customer relationships
A bank that helps customers answer the retirement question becomes part of the customer's life plan, not just their financial infrastructure.
1
Move from account servicing to future guidance.
2
Use planning to deepen loyalty and relevance.
3
Show care through practical, personalized next steps.
Schedule a Demo
Turn digital banking into financial confidence.
Schedule a demo to see how a white-labeled planning app can help customers connect banking decisions to retirement readiness.