Employer partner rollout
Easy for the organization
White-label the brand, choose capabilities, align disclosures, route support, and launch without making the rollout feel heavy.
Launch in phases
Benefits that become future confidence
Turn benefits administration into a guided future-planning experience.
Give employers and participants a white-labeled app that helps people understand benefits, retirement readiness, protection choices, and next steps.
Confidence Builds Relationships
Make benefits feel like a future plan employees can actually use.
Benefits partners can help employers prove care by turning enrollment choices into year-round confidence and action.
Schedule a Demo
For benefits companies.
Simple to Launch
State-of-the-art financial tools, made easy for benefits companies.
My Retirement Plan is designed to be super easy for the organization to deploy and super easy for people to use. The result is a branded system built to help drive a lifelong relationship between the organization and every consumer, employee, member, client, or policyholder it serves.
This is the kind of benefit most organizations could not realistically give until now without huge spend: a personalized planning ecosystem under their own brand that can help improve retention from clients and members to employees and policyholders.
01Brand
02Configure
03Invite
04Grow
Benefits made usable
Easy for every user
People connect accounts with consent, answer simple prompts, ask the retirement agent questions, and see plain next steps.
Connect with consent
Engagement after enrollment
Built for lifelong relationships
Benefits Companies + every person they serve get more reasons to stay engaged through plan updates, life events, product education, reports, reminders, and timely check-ins.
Stay useful for life
Visual Experience
A benefits experience that continues after enrollment
Connect retirement plans, insurance, HSA decisions, debt, savings, and next steps in a branded participant journey.
Relationship Impact
Confidence strengthens employer and partner relationships
When participants understand how benefits support their future, employers value the partner more and employees value the benefits more.
Retirement Agent Preview
Guided tools, connected data, and next-step prompts for real retirement decisions.
The experience should feel built for people planning income, protection, family, and peace of mind.
Moment 01
Translate choices into outcomes
Participants can see how benefit elections affect protection, retirement readiness, and family planning.
Moment 02
Support employer clients
Benefits partners give employers a visible way to show care beyond open enrollment paperwork.
Moment 03
Create year-round engagement
Participants return to review progress, scenarios, documents, and actions as life changes.
Product Ecosystem
Turn benefit products into a connected participant experience
Benefits companies can incorporate retirement plans, health savings accounts, voluntary benefits, protection products, enrollment education, and employer-specific resources into a planning ecosystem that helps participants use benefits beyond open enrollment.
Products can be presented as education, planning context, and next-step options subject to applicable suitability, fiduciary, insurance, lending, and compliance standards.
Benefits become usable
Participants can see how elections, savings, coverage, and family choices may affect retirement confidence and resilience.
Employer value becomes clear
The benefits partner gives employers a branded way to show care and explain the value of sponsored offerings.
Engagement becomes year-round
Products and education can appear as participants revisit scenarios, life events, documents, and action steps.
Connected Accounts & Retirement Agent
Guided tools for benefits companies without overpromising outcomes
Users can connect eligible financial accounts with consent, then use a retirement agent experience inside My Retirement Plan to ask questions, run planning scenarios, organize action steps, and automate reminders or check-ins that may support more informed retirement decisions.
The experience is designed for education, planning support, and workflow automation. It does not guarantee investment performance, retirement income, savings results, or any specific retirement outcome.
Connect the financial picture
Eligible bank, investment, credit, debt, and retirement accounts can be connected so guidance can reference more current user-permissioned data.
Retirement agent guidance
Users can ask planning questions, compare assumptions, surface tradeoffs, and get suggested next steps that remain subject to review and professional judgment where applicable.
Automation with guardrails
Tools can automate reminders, action lists, scenario refreshes, and document/report workflows, while avoiding promises that any action will produce a guaranteed result.
Industry Problem
The benefits problem is that choice does not automatically create confidence.
Employees receive benefit options, portals, documents, and enrollment prompts, but many still do not understand how those choices affect their future.
Benefits companies support critical programs yet can struggle to show ongoing value after enrollment is complete.
Participants need help connecting retirement plans, insurance, HSAs, debt, savings, and household goals into a single action plan.
People Helped
How participants and employers benefit
Participants understand what to do
They can see how benefit choices affect retirement, protection, cash flow, and family readiness in practical terms.
Employers get a stronger benefits story
The app helps benefits partners deliver a visible, caring experience that supports employees beyond enrollment.
Households get ongoing guidance
Participants can revisit decisions as life changes instead of waiting for the next enrollment cycle.
Retirement Worry
Will I have enough for retirement, and what should I do next?
The biggest participant worry: Are my benefits enough for my future?
People want to know whether their retirement plan, savings, insurance, health costs, and household decisions are enough. The app helps translate benefit choices into a clearer financial future.
Vision
A benefits-connected retirement confidence app
The benefits company version can combine retirement projection, employer match education, insurance planning, financial picture building, documents, and AI-supported next steps.
1
Connect enrollment choices to long-term financial outcomes.
2
Help participants make better use of retirement, health, and protection benefits.
3
Give employer clients a branded financial tools experience with ongoing value.
White Label
White-labeled for the benefits partner or employer client
The experience can carry the benefits company brand, an employer client's brand, or a co-branded setup with selected modules, colors, support routing, and disclosures.
Benefits partner, employer, or co-branded presentation.
Configurable benefit education and participant journeys.
Support for phased rollouts across employer clients.
White-Label Preview
The experience can carry the organization's brand while keeping planning tools, disclosures, and support paths aligned.
Data Privacy & Security
Privacy and security for benefits ecosystems
Benefits companies must protect participant trust while serving employers, partners, and households. The experience should keep participant data private, secure, and governed across white-labeled or co-branded deployments.
Designed for high institutional expectations
Participant privacy by design
Employees and participants can use the app for personal planning with privacy boundaries that keep individual household details from unnecessary employer or partner visibility.
Secure partner deployment
Encryption, role-based administration, secure support routing, and clear data boundaries help benefits teams evaluate multi-client rollout models.
Governed education and reporting
Approved benefit education, configurable disclosures, and appropriate aggregate reporting help demonstrate value while protecting individual privacy.
Platform Capabilities
The app vision uses proven planning workflows.
Financial Picture
Build a connected view of assets, liabilities, income, expenses, and household reality in one live planning system.
Retirement Projection
Run projection scenarios for timing, savings, income, and drawdown decisions before those choices become expensive to reverse.
Insurance Planning
Model life insurance targets, track active policies, and flag protection gaps before they become household risk events.
Documents & Reports
Upload documents, analyze them with AI, and package progress or planning into reports that people can actually use.
Scenario Planning
Model major life choices against the full Financial Picture baseline before changing the plan.
Voice Agent
Use VoiceConnect, AI chat, and contextual guidance to turn questions into next actions while your data is still in context.
Stakeholders
Why benefits companies care
Value extends year-round
A planning app gives participants a reason to engage with benefits beyond open enrollment.
Partner differentiation improves
White-labeled financial tools help benefits companies bring a more complete solution to employer clients.
Education becomes personalized
Benefits messages can be connected to participant goals, readiness, and next-step actions.
Vision
Transformative change for benefits engagement
When benefits help people answer whether they will have enough, they stop feeling like paperwork and start feeling like care.
1
Make benefits easier to understand and use.
2
Create year-round participant engagement.
3
Help employers show employees they care about the whole future.
Schedule a Demo
Make benefits feel like a future plan.
Schedule a demo to see how a white-labeled app can help participants use benefits to build retirement confidence.