Member-first guidance
Easy for the organization
White-label the brand, choose capabilities, align disclosures, route support, and launch without making the rollout feel heavy.
Launch in phases
Member-first financial tools
Give members a future-focused app worthy of the credit union mission.
Help members understand their whole financial life, reduce anxiety, and take practical steps toward retirement confidence inside a trusted, white-labeled credit union experience.
Confidence Builds Relationships
Make member care visible every time someone worries about the future.
Members want practical help, not generic education. A branded app lets the credit union mission show up inside real household decisions.
Schedule a Demo
For credit unions.
Simple to Launch
State-of-the-art financial tools, made easy for credit unions.
My Retirement Plan is designed to be super easy for the organization to deploy and super easy for people to use. The result is a branded system built to help drive a lifelong relationship between the organization and every consumer, employee, member, client, or policyholder it serves.
This is the kind of benefit most organizations could not realistically give until now without huge spend: a personalized planning ecosystem under their own brand that can help improve retention from clients and members to employees and policyholders.
01Brand
02Configure
03Invite
04Grow
Household progress
Easy for every user
People connect accounts with consent, answer simple prompts, ask the retirement agent questions, and see plain next steps.
Connect with consent
Trust across life stages
Built for lifelong relationships
Credit Unions + every person they serve get more reasons to stay engaged through plan updates, life events, product education, reports, reminders, and timely check-ins.
Stay useful for life
Visual Experience
A member experience that makes the mission digital
Bring member-first guidance into a visual journey across savings, credit, debt, and retirement readiness.
Relationship Impact
Confidence strengthens member loyalty
When members feel their credit union helped their family plan ahead, the relationship becomes emotional as well as financial.
Retirement Agent Preview
Guided tools, connected data, and next-step prompts for real retirement decisions.
The experience should feel built for people planning income, protection, family, and peace of mind.
Moment 01
Guide the household
Members organize assets, debts, savings, and goals in a trusted credit union environment.
Moment 02
Connect products to purpose
Loans, savings, and credit tools become easier to understand because they connect to the member's future.
Moment 03
Build trust through progress
Members can see the next step, revisit assumptions, and feel the credit union is still with them after the branch visit.
Product Ecosystem
Connect credit union products to member goals
Credit unions can bring share accounts, savings programs, loans, debt tools, credit education, and member resources into the planning ecosystem so members can see how trusted credit union capabilities may support household progress.
Products can be presented as education, planning context, and next-step options subject to applicable suitability, fiduciary, insurance, lending, and compliance standards.
Member products gain purpose
Loans, savings, credit tools, and debt payoff education can be shown through the lens of the member's long-term plan.
Mission becomes digital
The member-first promise becomes visible when products and guidance appear inside real-life planning moments.
Trust stays protected
Configured content, consent-based data, and clear disclosures help product education remain responsible and member-centered.
Connected Accounts & Retirement Agent
Guided tools for credit unions without overpromising outcomes
Users can connect eligible financial accounts with consent, then use a retirement agent experience inside My Retirement Plan to ask questions, run planning scenarios, organize action steps, and automate reminders or check-ins that may support more informed retirement decisions.
The experience is designed for education, planning support, and workflow automation. It does not guarantee investment performance, retirement income, savings results, or any specific retirement outcome.
Connect the financial picture
Eligible bank, investment, credit, debt, and retirement accounts can be connected so guidance can reference more current user-permissioned data.
Retirement agent guidance
Users can ask planning questions, compare assumptions, surface tradeoffs, and get suggested next steps that remain subject to review and professional judgment where applicable.
Automation with guardrails
Tools can automate reminders, action lists, scenario refreshes, and document/report workflows, while avoiding promises that any action will produce a guaranteed result.
Industry Problem
The member problem is not a lack of care. It is a lack of connected guidance.
Credit unions are built around member wellbeing, but members still struggle to connect loans, savings, spending, insurance, and retirement choices into one plan.
Financial education is valuable, yet many members need personalized guidance that shows what their own numbers mean.
Members often ask big questions privately: Am I behind, can I retire, should I pay debt or save, and what should I do next?
People Helped
How members benefit
Members feel supported by their institution
A branded app reinforces that the credit union is helping them make better decisions, not just offering products.
Households get a practical roadmap
Members can organize assets, debts, cash flow, and retirement goals into a guided plan with visible next steps.
Younger and older members both gain clarity
Younger members can build momentum while members near retirement can pressure-test timing, income, and protection decisions.
Retirement Worry
Will I have enough for retirement, and what should I do next?
The biggest member worry: Will I have enough?
Members want a straight answer and a humane next step. The app helps them understand their retirement gap, savings progress, debt pressure, and scenarios so the worry becomes something they can work on.
Vision
A member financial compass
The credit union version can guide members through a full Financial Picture, connected accounts, debt and credit decisions, retirement projection, and AI-supported action planning.
1
Connect member education to individual financial reality.
2
Help members make better use of savings, credit, and lending relationships.
3
Create a guided path from worry to action.
White Label
White-labeled to the credit union
The experience can use the credit union's name, brand colors, app label, member language, support routes, disclosures, and selected modules.
Member-branded app experience and landing pages.
Credit union product and education language woven into guidance.
Capability configuration by member segment or rollout phase.
White-Label Preview
The experience can carry the organization's brand while keeping planning tools, disclosures, and support paths aligned.
Data Privacy & Security
Privacy and security that protect member trust
A credit union's brand is built on trust. The member experience should make data use understandable, protect household information, and give the institution confidence that care does not come at the expense of privacy.
Designed for high institutional expectations
Member-first consent
Members can understand what data they share, how consent improves their own guidance, and how to manage the connections that power the experience.
Protected household information
Sensitive financial, credit, debt, and retirement details should be handled with strong encryption, controlled access, and secure operational processes.
Trust-preserving reporting
Credit union teams can evaluate adoption and member impact through privacy-aware reporting without turning member care into invasive surveillance.
Platform Capabilities
The app vision uses proven planning workflows.
Financial Picture
Build a connected view of assets, liabilities, income, expenses, and household reality in one live planning system.
Voice Agent
Use VoiceConnect, AI chat, and contextual guidance to turn questions into next actions while your data is still in context.
Connected Accounts
Sync bank, investment, and retirement accounts so planning stays grounded in current balances and activity.
Credit & Debt
Track credit health, debt payoff paths, and the drag that high-interest balances create on future flexibility.
Retirement Projection
Run projection scenarios for timing, savings, income, and drawdown decisions before those choices become expensive to reverse.
Documents & Reports
Upload documents, analyze them with AI, and package progress or planning into reports that people can actually use.
Stakeholders
Why credit unions care
Mission becomes digital
The member-first promise becomes an everyday planning experience that lives where members already engage.
Products become contextually helpful
Loans, savings, credit improvement, and retirement education can be tied to member goals and readiness.
Member loyalty strengthens
When members feel the credit union helped their family plan for the future, trust becomes more durable.
Vision
Transformative change for members
A credit union that helps members answer the retirement question turns its mission into a daily digital experience that supports the whole household.
1
Make financial tools personal and actionable.
2
Strengthen member trust through visible care.
3
Help families make better choices before stress compounds.
Schedule a Demo
Give members a clearer path forward.
Schedule a demo to see how a white-labeled member app can turn credit union care into retirement confidence.