Workforce rollout
Easy for the organization
White-label the brand, choose capabilities, align disclosures, route support, and launch without making the rollout feel heavy.
Launch in phases
Financial tools for the workforce
Help your people answer the retirement question that follows them to work.
Give employees a white-labeled retirement confidence app that connects their money picture, explains their next best action, and shows that the company cares about their future.
Confidence Builds Relationships
Give employees confidence they can feel at home and at work.
When people know where they stand and what to do next, the employer relationship becomes more human, more trusted, and more durable.
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For businesses and employers.
Simple to Launch
State-of-the-art financial tools, made easy for employers.
My Retirement Plan is designed to be super easy for the organization to deploy and super easy for people to use. The result is a branded system built to help drive a lifelong relationship between the organization and every consumer, employee, member, client, or policyholder it serves.
This is the kind of benefit most organizations could not realistically give until now without huge spend: a personalized planning ecosystem under their own brand that can help improve retention from clients and members to employees and policyholders.
01Brand
02Configure
03Invite
04Grow
Employee-ready experience
Easy for every user
People connect accounts with consent, answer simple prompts, ask the retirement agent questions, and see plain next steps.
Connect with consent
Retention through care
Built for lifelong relationships
Employers + every person they serve get more reasons to stay engaged through plan updates, life events, product education, reports, reminders, and timely check-ins.
Stay useful for life
Visual Experience
A workforce experience that makes benefits feel personal
Show employees a guided path from scattered benefits and accounts to clear retirement actions under the employer's brand.
Relationship Impact
Confidence builds better employer relationships
Employees remember when a company helps with the worry they carry quietly. A branded planning experience turns benefits into a visible act of care.
Retirement Agent Preview
Guided tools, connected data, and next-step prompts for real retirement decisions.
The experience should feel built for people planning income, protection, family, and peace of mind.
Moment 01
Start with the full picture
Employees connect savings, benefits, debt, insurance, and household goals into one private planning workspace.
Moment 02
Translate benefits into outcomes
Employer match, protection choices, savings rates, and debt payoff become visible levers in the retirement plan.
Moment 03
Turn worry into action
The app gives employees next steps they can understand before financial anxiety becomes a workplace distraction.
Product Ecosystem
Bring employer benefits into each employee's retirement plan
Employers can incorporate benefits, retirement plans, HSA options, protection programs, payroll education, and approved resources into the planning ecosystem so every employee can see how company offerings may support the future they are trying to build.
Products can be presented as education, planning context, and next-step options subject to applicable suitability, fiduciary, insurance, lending, and compliance standards.
Benefits become personal
The app can connect match, contribution rates, HSA decisions, protection elections, and education to each employee's planning picture.
Resources show up in context
Employer programs can appear when an employee is reviewing cash flow, debt, protection, retirement timing, or family readiness.
Care becomes measurable
The organization can see engagement with planning workflows while keeping individual financial data private and permissioned.
Connected Accounts & Retirement Agent
Guided tools for employers without overpromising outcomes
Users can connect eligible financial accounts with consent, then use a retirement agent experience inside My Retirement Plan to ask questions, run planning scenarios, organize action steps, and automate reminders or check-ins that may support more informed retirement decisions.
The experience is designed for education, planning support, and workflow automation. It does not guarantee investment performance, retirement income, savings results, or any specific retirement outcome.
Connect the financial picture
Eligible bank, investment, credit, debt, and retirement accounts can be connected so guidance can reference more current user-permissioned data.
Retirement agent guidance
Users can ask planning questions, compare assumptions, surface tradeoffs, and get suggested next steps that remain subject to review and professional judgment where applicable.
Automation with guardrails
Tools can automate reminders, action lists, scenario refreshes, and document/report workflows, while avoiding promises that any action will produce a guaranteed result.
Industry Problem
The workplace problem is bigger than benefits enrollment.
Employees often have a 401(k), health plan, HSA, life coverage, debt, household expenses, and outside accounts, but no single place that explains whether all of it adds up to a secure future.
Financial stress reduces focus, confidence, and retention because people do not know whether they are saving enough, using the match correctly, or making tradeoffs that hurt retirement readiness.
HR and benefits teams can offer strong programs and still struggle to prove that employees understand them or use them in the moments that matter.
People Helped
How employees and their families benefit
Employees see the full picture
They can organize income, debt, savings, benefits, insurance, and retirement goals in one guided experience instead of guessing from scattered statements.
Families get practical next steps
The app turns retirement anxiety into actions such as increasing savings, using employer match, reducing debt drag, checking coverage, or running a scenario before a life change.
New and tenured employees both win
Early-career employees build better habits sooner while late-career employees can pressure-test income, timing, withdrawals, and protection decisions.
Retirement Worry
Will I have enough for retirement, and what should I do next?
The biggest employee worry: Will I have enough?
Most people are not only asking how much to save. They are asking whether they will be okay, when they can stop working, how Social Security, debt, health costs, investments, and inflation fit together, and what they should do this month. My Retirement Plan helps turn that worry into a living plan with projections, scenarios, and action steps.
Vision
A branded financial future app for every employee
The employer version can guide each employee from onboarding to a living Financial Picture, retirement projection, scenario planning, document organization, and AI-supported action planning.
1
Connect benefits education to personal retirement readiness.
2
Show the impact of employer match, savings rate, debt payoff, and protection choices.
3
Give employees a private, guided experience while preserving company-level engagement insight.
White Label
White-labeled to the employer
The experience can carry the employer brand name, logo, colors, support routing, benefits language, disclosures, and selected modules so employees feel the company delivered it for them.
Custom branded landing and in-app experience.
Employer-specific benefit messaging and contribution education.
Configurable capability set for workforce needs and rollout phases.
White-Label Preview
The experience can carry the organization's brand while keeping planning tools, disclosures, and support paths aligned.
Data Privacy & Security
Privacy and security employers can stand behind
Employees will only trust a company-sponsored financial tools app if their personal information is handled with care. The experience will be deployed with strong privacy boundaries, secure data handling, and clear communication about what the employer can and cannot see.
Designed for high institutional expectations
Employee-controlled data sharing
Workers can connect accounts and provide information intentionally, with plain-language consent and a clear purpose for how their data supports their own plan.
Employer visibility stays appropriate
The employer data story can focus on aggregate engagement, adoption, and readiness signals rather than exposing individual household details to HR teams.
Enterprise governance expectations
Role-based administration, secure support routing, encryption, audit-friendly workflows, and disclosure review help benefits and security teams evaluate rollout confidently.
Platform Capabilities
The app vision uses proven planning workflows.
Financial Picture
Build a connected view of assets, liabilities, income, expenses, and household reality in one live planning system.
Voice Agent
Use VoiceConnect, AI chat, and contextual guidance to turn questions into next actions while your data is still in context.
Connected Accounts
Sync bank, investment, and retirement accounts so planning stays grounded in current balances and activity.
Retirement Projection
Run projection scenarios for timing, savings, income, and drawdown decisions before those choices become expensive to reverse.
Scenario Planning
Model major life choices against the full Financial Picture baseline before changing the plan.
Documents & Reports
Upload documents, analyze them with AI, and package progress or planning into reports that people can actually use.
Stakeholders
Why employers and HR teams care
Benefits become easier to value
The experience helps employees understand how company benefits affect household outcomes, not just what is available during open enrollment.
The company shows durable care
A branded planning experience tells employees the organization is investing in their future, not only their current productivity.
Financial tools become measurable
Engagement, onboarding completion, account connections, and retirement readiness workflows create clearer signals than one-off education sessions.
Vision
Transformative change employees can feel
When a company helps people understand their future, the benefit is emotional as much as financial. Employees feel seen, supported, and less alone with one of life's biggest questions.
1
Reduce retirement confusion before it becomes late-career panic.
2
Turn benefits from paperwork into personal progress.
3
Create a caring employer signal that reaches households, not just employees.
Schedule a Demo
Bring retirement confidence to your workforce.
Schedule a demo to see how a branded employee experience can help people understand where they stand and what to do next.