Family protection
Easy for the organization
White-label the brand, choose capabilities, align disclosures, route support, and launch without making the rollout feel heavy.
Launch in phases
Protection and retirement confidence
Help families see how protection fits the future they want.
Give policyholders and prospects a white-labeled app that connects life insurance, savings, retirement income, estate readiness, and household protection.
Confidence Builds Relationships
Give families confidence before the hard questions become urgent.
A life insurer that helps families connect protection, retirement, and legacy decisions becomes a trusted partner in the future they want.
Schedule a Demo
For life insurance companies.
Simple to Launch
State-of-the-art financial tools, made easy for life insurance companies.
My Retirement Plan is designed to be super easy for the organization to deploy and super easy for people to use. The result is a branded system built to help drive a lifelong relationship between the organization and every consumer, employee, member, client, or policyholder it serves.
This is the kind of benefit most organizations could not realistically give until now without huge spend: a personalized planning ecosystem under their own brand that can help improve retention from clients and members to employees and policyholders.
01Brand
02Configure
03Invite
04Grow
Income and legacy readiness
Easy for every user
People connect accounts with consent, answer simple prompts, ask the retirement agent questions, and see plain next steps.
Connect with consent
Lifelong policyholder trust
Built for lifelong relationships
Life Insurance Companies + every person they serve get more reasons to stay engaged through plan updates, life events, product education, reports, reminders, and timely check-ins.
Stay useful for life
Visual Experience
A family planning experience that makes protection tangible
Bring life insurance, beneficiaries, estate readiness, income needs, and retirement confidence into a guided visual journey.
Relationship Impact
Confidence makes protection personal
Families want to know whether loved ones will be okay. A branded planning experience helps the carrier show care long after policy issue.
Retirement Agent Preview
Guided tools, connected data, and next-step prompts for real retirement decisions.
The experience should feel built for people planning income, protection, family, and peace of mind.
Moment 01
Clarify protection needs
Families can connect income, dependents, liabilities, savings, and coverage decisions in one household view.
Moment 02
Review life changes sooner
Beneficiary, estate, and coverage questions surface before a crisis or major transition.
Moment 03
Deepen policyholder trust
The carrier becomes part of the family's ongoing readiness, not only a policy document.
Product Ecosystem
Place protection, income, and legacy products in the family plan
Life insurers can incorporate term, permanent, annuity, retirement income, beneficiary, estate-readiness, and protection education into the planning ecosystem so families can see how coverage may support loved ones and future income needs.
Products can be presented as education, planning context, and next-step options subject to applicable suitability, fiduciary, insurance, lending, and compliance standards.
Protection becomes tangible
Policies and coverage education can connect to income replacement, dependents, liabilities, legacy goals, and retirement timing.
Life changes trigger review
The experience can guide policyholders to revisit beneficiaries, coverage needs, and income assumptions as family facts change.
Relationships deepen
The insurer can remain present after issue by helping families understand the role of protection in their broader plan.
Connected Accounts & Retirement Agent
Guided tools for life insurance companies without overpromising outcomes
Users can connect eligible financial accounts with consent, then use a retirement agent experience inside My Retirement Plan to ask questions, run planning scenarios, organize action steps, and automate reminders or check-ins that may support more informed retirement decisions.
The experience is designed for education, planning support, and workflow automation. It does not guarantee investment performance, retirement income, savings results, or any specific retirement outcome.
Connect the financial picture
Eligible bank, investment, credit, debt, and retirement accounts can be connected so guidance can reference more current user-permissioned data.
Retirement agent guidance
Users can ask planning questions, compare assumptions, surface tradeoffs, and get suggested next steps that remain subject to review and professional judgment where applicable.
Automation with guardrails
Tools can automate reminders, action lists, scenario refreshes, and document/report workflows, while avoiding promises that any action will produce a guaranteed result.
Industry Problem
The life insurance problem is that protection is too often separated from life planning.
Consumers may buy life insurance without understanding how coverage, cash value, beneficiaries, debt, income needs, and retirement goals fit together.
Policyholders often revisit protection only during major life events, leaving gaps or outdated assumptions in place.
Families want to know whether they will be okay, but the answer requires protection, retirement, estate, and cash-flow context.
People Helped
How policyholders and families benefit
Families understand protection needs
The app can help connect income, dependents, liabilities, estate readiness, and coverage decisions in one household view.
Policyholders see long-term context
Cash value, premiums, savings, retirement assets, and income goals can be organized into a clearer future plan.
Beneficiary and estate questions surface sooner
The experience can nudge households to review documents, beneficiaries, and legacy readiness before a crisis.
Retirement Worry
Will I have enough for retirement, and what should I do next?
The biggest family worry: Will we be okay no matter what happens?
The retirement question is also a protection question. Families want to know whether they will have enough, whether loved ones are protected, and what decisions should be handled now. The app helps make those tradeoffs visible.
Vision
A protection-first retirement confidence app
The life insurance version can combine insurance planning, retirement projection, estate planning, financial picture building, documents, and AI-supported guidance.
1
Connect life insurance to income, debt, retirement, and estate readiness.
2
Help policyholders review coverage as life changes.
3
Turn protection into an ongoing family planning relationship.
White Label
White-labeled to the life insurer
The carrier can present a branded experience with policyholder language, product education, colors, support routing, disclosures, and selected planning modules.
Carrier-branded policyholder and prospect experience.
Protection, beneficiary, estate, and retirement education.
Configurable capability set for life-stage journeys.
White-Label Preview
The experience can carry the organization's brand while keeping planning tools, disclosures, and support paths aligned.
Data Privacy & Security
Privacy and security for deeply personal planning
Life insurance planning touches income, dependents, beneficiaries, legacy documents, and family concerns. The app should make families feel protected while giving carriers comfort that sensitive planning data is handled with serious care.
Designed for high institutional expectations
Protection for family and beneficiary data
Sensitive policyholder, beneficiary, estate, and household information should be handled with encryption, limited access, and secure document processes.
Clear consent for connected guidance
Policyholders can understand why data is requested and how consented information supports protection, retirement, estate, and readiness guidance.
Governed carrier experience
Carrier-specific disclosures, approved education, support paths, and audit-friendly workflows help the experience meet high institutional expectations.
Platform Capabilities
The app vision uses proven planning workflows.
Insurance Planning
Model life insurance targets, track active policies, and flag protection gaps before they become household risk events.
Financial Picture
Build a connected view of assets, liabilities, income, expenses, and household reality in one live planning system.
Retirement Projection
Run projection scenarios for timing, savings, income, and drawdown decisions before those choices become expensive to reverse.
Estate Planning
Organize wills, trusts, beneficiaries, legacy documents, and asset inventories so family planning is not left for later.
Documents & Reports
Upload documents, analyze them with AI, and package progress or planning into reports that people can actually use.
Voice Agent
Use VoiceConnect, AI chat, and contextual guidance to turn questions into next actions while your data is still in context.
Stakeholders
Why life insurers care
Protection education becomes personal
Coverage conversations can connect to the policyholder's own household reality rather than generic rules of thumb.
Engagement lasts beyond issue date
The app gives policyholders reasons to revisit protection as life, income, assets, and retirement assumptions change.
Trust grows through care
Helping families understand their future reinforces the insurer as a long-term protection partner.
Vision
Transformative change for family security
A life insurer can show it cares by helping families understand both the future they want and the protection required to preserve it.
1
Make protection an active planning relationship.
2
Help families address hard questions with less fear.
3
Connect insurance, retirement, and legacy decisions in one place.
Schedule a Demo
Help families protect the future they are building.
Schedule a demo to see how a white-labeled app can connect life insurance to retirement confidence and family readiness.