Protection in the plan
Easy for the organization
White-label the brand, choose capabilities, align disclosures, route support, and launch without making the rollout feel heavy.
Launch in phases
Protection connected to the whole financial picture
Show policyholders how protection supports their financial future.
Give P&C policyholders a white-labeled app that connects insurance, cash flow, debt, savings, and retirement decisions into a clearer household plan.
Confidence Builds Relationships
Show policyholders protection is part of the future they are building.
When customers understand how coverage supports household resilience, the insurer relationship becomes more advisory and less transactional.
Schedule a Demo
For property and casualty insurance companies.
Simple to Launch
State-of-the-art financial tools, made easy for property & casualty insurance.
My Retirement Plan is designed to be super easy for the organization to deploy and super easy for people to use. The result is a branded system built to help drive a lifelong relationship between the organization and every consumer, employee, member, client, or policyholder it serves.
This is the kind of benefit most organizations could not realistically give until now without huge spend: a personalized planning ecosystem under their own brand that can help improve retention from clients and members to employees and policyholders.
01Brand
02Configure
03Invite
04Grow
Household resilience
Easy for every user
People connect accounts with consent, answer simple prompts, ask the retirement agent questions, and see plain next steps.
Connect with consent
Care past renewal
Built for lifelong relationships
Property & Casualty Insurance + every person they serve get more reasons to stay engaged through plan updates, life events, product education, reports, reminders, and timely check-ins.
Stay useful for life
Visual Experience
A policyholder experience that connects protection to planning
Use visual guidance to connect home, auto, liability, emergency reserves, debt, and retirement readiness.
Relationship Impact
Confidence changes the insurance relationship
Policyholders are more likely to value protection when they can see how it helps preserve savings, retirement progress, and family stability.
Retirement Agent Preview
Guided tools, connected data, and next-step prompts for real retirement decisions.
The experience should feel built for people planning income, protection, family, and peace of mind.
Moment 01
Make risk visible
Customers can understand how deductibles, reserves, debt, and coverage choices shape household resilience.
Moment 02
Educate before stress
The experience helps policyholders review protection before a claim, loss, or life change forces the question.
Moment 03
Build year-round relevance
The insurer becomes part of planning for the life customers are trying to protect.
Product Ecosystem
Make protection products part of financial resilience
P&C insurers can incorporate home, auto, umbrella, liability, deductible, claims-readiness, and risk education into the planning ecosystem so policyholders can understand how protection may support retirement progress and household resilience.
Products can be presented as education, planning context, and next-step options subject to applicable suitability, fiduciary, insurance, lending, and compliance standards.
Coverage gains context
Protection choices can be connected to emergency reserves, debt, assets, family obligations, and retirement vulnerability.
Education becomes timely
Policyholders can review coverage tradeoffs before a claim, renewal, home purchase, or major life change.
Care extends past renewal
The insurer can show policyholders it is helping protect the life and retirement they are building.
Connected Accounts & Retirement Agent
Guided tools for property & casualty insurance without overpromising outcomes
Users can connect eligible financial accounts with consent, then use a retirement agent experience inside My Retirement Plan to ask questions, run planning scenarios, organize action steps, and automate reminders or check-ins that may support more informed retirement decisions.
The experience is designed for education, planning support, and workflow automation. It does not guarantee investment performance, retirement income, savings results, or any specific retirement outcome.
Connect the financial picture
Eligible bank, investment, credit, debt, and retirement accounts can be connected so guidance can reference more current user-permissioned data.
Retirement agent guidance
Users can ask planning questions, compare assumptions, surface tradeoffs, and get suggested next steps that remain subject to review and professional judgment where applicable.
Automation with guardrails
Tools can automate reminders, action lists, scenario refreshes, and document/report workflows, while avoiding promises that any action will produce a guaranteed result.
Industry Problem
The P&C problem is that protection often feels disconnected from planning.
Policyholders understand premiums and claims, but they may not see how deductibles, liability limits, home equity, debt, and emergency reserves affect financial resilience.
Insurance relationships can feel transactional unless the company helps households understand the protection role inside their wider financial life.
Consumers worry about future security, yet protection, savings, and retirement choices are usually explained in separate channels.
People Helped
How policyholders benefit
Policyholders see protection in context
They can understand how home, auto, umbrella, debt, reserves, and retirement choices work together to protect the household.
Families make smarter risk choices
The app can help reveal coverage gaps, deductible pressure, emergency fund needs, and financial tradeoffs before a claim happens.
Retirement readiness includes resilience
Policyholders can see how risk events, debt, and protection costs affect the future they are trying to build.
Retirement Worry
Will I have enough for retirement, and what should I do next?
The biggest policyholder worry: Will one event knock me off track?
People wonder whether they will have enough for retirement, but they also worry about the unexpected events that could derail the path. The app helps connect protection decisions to retirement readiness and household resilience.
Vision
A protection-aware financial tools app
The P&C version can combine financial picture building, insurance planning, debt and cash-flow insight, retirement projection, and document organization.
1
Show how protection choices support financial resilience.
2
Help policyholders connect emergency reserves, deductibles, and liability coverage.
3
Turn insurance education into future-focused guidance.
White Label
White-labeled to the insurance company
The experience can use the insurer's brand, policyholder language, support paths, colors, disclosures, and a capability set focused on protection and planning.
Carrier-branded policyholder experience.
Protection-focused guidance and education modules.
Configurable links between insurance context and retirement planning.
White-Label Preview
The experience can carry the organization's brand while keeping planning tools, disclosures, and support paths aligned.
Data Privacy & Security
Privacy and security for policyholder confidence
P&C insurers need policyholders to feel safe connecting financial context to protection decisions. The experience should protect sensitive household data while giving the carrier governance over education, support, and disclosures.
Designed for high institutional expectations
Sensitive household data protection
Financial, insurance, debt, and document information should be protected through encryption, access controls, and secure operational practices.
Policyholder consent and clarity
Customers can understand how their data is used to improve guidance around resilience, deductibles, emergency reserves, and retirement readiness.
Carrier-aligned controls
Configurable disclosures, approved education, support routing, and audit-friendly workflows help insurers evaluate the experience with confidence.
Platform Capabilities
The app vision uses proven planning workflows.
Financial Picture
Build a connected view of assets, liabilities, income, expenses, and household reality in one live planning system.
Insurance Planning
Model life insurance targets, track active policies, and flag protection gaps before they become household risk events.
Credit & Debt
Track credit health, debt payoff paths, and the drag that high-interest balances create on future flexibility.
Retirement Projection
Run projection scenarios for timing, savings, income, and drawdown decisions before those choices become expensive to reverse.
Documents & Reports
Upload documents, analyze them with AI, and package progress or planning into reports that people can actually use.
Voice Agent
Use VoiceConnect, AI chat, and contextual guidance to turn questions into next actions while your data is still in context.
Stakeholders
Why P&C insurers care
The relationship becomes advisory
The insurer can move from renewal reminders to a branded experience that helps customers protect their future.
Coverage education becomes more relevant
Insurance education can be tied to household assets, liabilities, cash flow, and planning goals.
Care becomes visible
Helping policyholders understand risk and retirement shows the company is thinking beyond the premium.
Vision
Transformative change for policyholder care
A P&C insurer can show policyholders that protection is about preserving the life they are building, including retirement confidence.
1
Move from policy servicing to household resilience.
2
Help customers understand the planning value of protection.
3
Build trust before moments of loss or stress.
Schedule a Demo
Connect protection to the future policyholders care about.
Schedule a demo to see how a white-labeled app can make insurance feel more connected, caring, and actionable.